Excellent Homes & Investment is a real estate development and investment company engaged in:
Sale of residential and commercial land
Property development
Fixed-income real estate investment products
Capital project management
By engaging with our services, you confirm that:
You are at least 18 years of age.
You have the legal capacity to enter into binding contracts.
Any funds used for transactions are legally obtained.
For corporate clients, the signatory confirms authorization to act on behalf of the company.
3.1 Allocation
Property allocation shall be made upon confirmation of required deposit or full payment.
3.2 Documentation
Upon full payment, the client shall receive:
Receipt of Purchase
Deed of Assignment
Acknowledgement Letter
Contract of Sale
Any other applicable title documentation
3.3 Development Fee
Where applicable, development fees shall be clearly stated. If stated as “All Inclusive,” no additional hidden land charges apply.
3.4 Building Approval
Clients must obtain all required building approvals before commencing construction.
4.1 Investment Structure
Funds invested are deployed strictly into real estate development and capital projects.
4.2 Returns
Returns are payable strictly according to the agreed tenure and investment plan.
4.3 Maturity
Principal and ROI are payable at maturity unless early liquidation terms apply.
4.4 Early Liquidation
Where permitted:
30-day written notice is required
Accrued ROI may be forfeited
A liquidation fee may apply
4.5 Investment Certificate
An official Investment Certificate shall be issued upon confirmation of funds.
In compliance with relevant laws:
By transacting with Excellent Homes & Investment, the Client affirms that:
Funds paid are not proceeds of crime.
Both parties are subject to AML and CFT regulations.
The Client has implemented control measures to ensure compliance with anti-money laundering laws.
The Client agrees to indemnify Excellent Homes & Investment against losses arising from actions by law enforcement agencies related to non-compliance by the Client.
We reserve the right to:
Request identity verification documents
Request source of funds documentation
Refuse or suspend transactions where compliance concerns arise
6.1 Refund Eligibility
Clients may request a refund only within sixty (60) days from the date of initial deposit or full payment.
6.2 Refund Limitation
After sixty (60) days, no refund requests shall be accepted under any circumstance.
6.3 Refund Procedure
To initiate a refund:
A formal written refund request must be submitted to the company.
6.4 Refund Processing
Approved refunds shall be processed within sixty (60) working days from the date the request is received.
6.5 Refund Amount
The company shall refund seventy percent (70%) of the total amount paid by the client.
The remaining thirty percent (30%) shall be retained as administrative and processing costs.
7.1 Information We Collect
We may collect:
Full name
Phone number
Email address
Residential address
Means of identification
Bank/payment details
Investment and transaction records
7.2 Purpose of Data Collection
Your information is used for:
Processing property purchases
Managing investment accounts
Issuing documentation
Regulatory compliance
Customer communication
7.3 Data Protection
We implement reasonable administrative and technical safeguards to protect client data from unauthorized access, misuse, or disclosure.
7.4 Third-Party Disclosure
We do not sell client data. Information may only be shared:
With regulatory authorities when required by law
With legal advisors
With financial institutions for transaction processing
7.5 Data Retention
Client records may be retained for compliance, regulatory, and audit purposes.
Excellent Homes & Investment shall not be liable for:
Delays caused by government agencies
Force majeure events (natural disasters, civil unrest, regulatory changes)
Losses resulting from inaccurate information provided by the client
Our total liability, where applicable, shall not exceed the total amount paid by the client.
All content on our website, brochures, branding materials, and investment documents remain the intellectual property of Excellent Homes & Investment and may not be reproduced without written permission.
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.
Any disputes shall first be resolved amicably. Where resolution fails, disputes shall be submitted to the appropriate courts in Nigeria.
Excellent Homes & Investment reserves the right to modify these Terms & Conditions at any time. Updated versions shall be published on our website.
Continued engagement with our services constitutes acceptance of any revised terms.
